Thực trạng và đề xuất mô hình tiếp cận bảo hiểm y tế dựa vào cộng đồng cho lao động nữ phi chính thức tại Thành phố Đà Lạt

This article focuses on analyzing the situation of informal female workers in accessing health insurance in Da Lat city, thereby proposing an empirical model to help informal female workers access the community-based health insurance service. The Research methods used are: secondary research, a combination of quantitative research methods, qualitative research methods, and questionnaire interviews with 367 informal female workers in Da Lat city, Lam Dong province. The survey results by interview questionnaires show that up to 81.2% of informal female workers in Da Lat city have their health insurance and the rest of them (18,8%) do not have access to health insurance. Reasons can be traced back to such facts as: economic status of the family (lack of money), lack of comprehensive understanding on health insurance’s benefits, insufficient and ineffective means of propaganda in raising awareness and changing behavior of the workers. Base on the findings, the research proposes an experimental model to help informal female workers access community – based health insurance.